53.763.640 €

That is your hard cap? Do you guys actually know how much money you need to start lending the money? Further on Bankera already got a bank. And since the company is registered in UK it will be really though for you guys.
I do not see not one special reason to invest in this ico.

If you have working products please show it to us. Spectrocoin was operational 4 years before they launch BANKERA project.

Yes ico of Bankera is finished with raised of more than 100.000.000€. We are waiting now for coins to be audit from external and internal company. I am not from their team, just investor who wants to know details.

What will be interest rates when borrowing the money? How will you deal with legislation of the UK? When you will get license of Bank of England for lending the money?