I want to do that. But i'm not going to buy bitcoin using money that I earned from work in the real world. I will buy bitcoin using money that i get from bounty program. So if the bitcoin price fall in the future, i won't loss loss my money 
I agree to you, losing money even a little is big deal to us who has a children. So true, work in bounties and what you've earn, you use it to buy btc. So if it will dump, it's OK because this is not your money from your own pocket. Happy if it will pump up.