This is where wetsuit and people at FreeBitco.in are going to hate me. But if you're a gambler, a fast-paced game is probably what you should avoid such as the Multiply/Hi-Lo. In my opinion lottery, which is a form of gambling, is slow-paced and you have some time to think before purchasing a ticket. And I usually buy them at the end of the week so that I can see how much I have earned that week and only spend a portion that does not exceed half of my earnings.