Sounds promising - I'm looking forward to view your progress..
As TOA is based in Malaysia and the Philippines, do these countries take a positive position towards Crypto? (..we all know that Indonesia doesn't)
I don't think that many countries, if any, have a real positive position towards any crypto, it's just a natural thing. Crypto removes many control options a government has over its citizens.
Yes especially the FIAT <-> TOA conversion. So what we're trying to focus on is TOA <-> Services or TOA <-> Goods.