By plan i mean when do you plan to cash out. Is it when you have made enough to buy a car, a house maybe? or are you setting your sights higher?
Personally i'd just like to own my own home, after that i would just play with spare change.
Smart investments can bring a lot of profit in the future. Sooooo I'd exchange all of altcoins to bitcoin and half on ethereum, buy home near with the sea and lease it for tourists. As an example.