Some people argue that something cannot ever be considered as money if you cannot get credit through it, so for example you want to buy real estate and you need a loan, this needs government approval. How can Bitcoin ever reach that point of acceptance by a government if ultimately Bitcoin is disruptive against all states and governments? Or can Bitcoin be money even if it can only be used as a gold substitute?
If legal methods are to be used, it can be used with a perfect system as it is in the banking system. It is not known how many people prefer to use it in the first time, but it is unavoidable that the rate of usage in the future will be high. Of course, you will have to think about the basic factors like exchange rate, interest rate system. I think it is possible if the buyer is required or the government approves the rules in such a way that the seller is not a victim.