Its just like the team behind BITCONNECT They are all well hidden so they don't go to jail upon project failure.  This is a SCAM Don't be fooled. The only way this "Lending" system works is if Both things happen:

A CONSTANT Flow of referrals are added to the system bringing in new money - which is used to pay the old people

AND

The Value of Bitcoin goes UP - Since this is where all the money comes from. All new people give this team their hard earned Bitcoins and the team then pays people back slowly with that money as it increases in value.

As long as the value goes up and new people are added this system can go on for some time. However ALL ponzi schemes ultimately fail. The reason Bitconnect failed SO FAST was because it got to the end of the new users coming in AND the price of bitcoin dropped FAST.  BCC tokens went from over $400 to less than $20 in ~10 days.  This is why your money is "locked Up" for 60 days. The leaders of this scam know this will end and end fast. That people wont be able to get their money out quickly is THEIR insurance policy. You have to be very ignorant to know these things and continue to support such a Scam. Also it is illegal in most places to knowingly defraud people. So you will ALL become criminals for participating in this.

 If Not enough new people come into the system OR Bitcoin value drops fast this will collapse. Then the brave people who took your BTC will run away and you wont know who they are. because this team is 100% anonymous.

Even this team from Bitconnect is not the real founders

http://www.livebitcoinnews.com/bitconnect-team-continues-scam-investors-bitconnectx-ico/

Or this similar SCAM in Vietnam

https://coinjournal.net/exit-scam-vietnamese-cryptocurrency-company-goes-dark-after-allegedly-duping-investors-of-us660m/