You lost me at Cryptopia. I refuse to get involved with any coin that forces users to deal with such a scammy exchange.
Cryptopia has been scammy for only about 3 months.
Before that they were beyond reproach... and lots of projects paid 5 BTC to list.
I've been using cryptopia for two years and I have no problem with it, trading, depositing, transferring and withdrawing, all are good to me.