Colendi is decentralized and do not own your data; different from the traditional methods.
Colendi gives access and opportunity to all the population in their everyday uses; different from the prior decentralized projects.
Colendi team has many years of experience with the unbanked; different from many other new start-ups.
Colendi has machine learning algorithms (patent solicited, will be open source when the patents get approved.); different from projects that are still in development.

There are many other factors that I can say, you may click the links in my signature to ask us and find out more.