What will form income of doctors, that will provide services on Solve.Care?
Doctors will receive Care.Coin as payment for delivering healthcare.
Our healthcare payment coin is stable value and issued by the client and backed by their reserves and offers guaranteed redemption for the doctors. Our utility token is the gas for the platform and is needed to transact the payment coin. As a result when billions of dollars of Care.Coins transact, our utility token should rise in tandem.
I am not certain whether I totally understand your system. How do you make the value of Care.Coins stable? If clients are supposed to hold reserves, isn't there a significant counterparty risk? What if the reserve isn't there anymore out of a sudden? Who does the checks for that?
Care.Coins are client issued currency that is programmable to handle complex healthcare payments for both fee-for-service and value-based-contracts of healthcare. Its value is stable due to that fact that it is a guaranteed redemption coin backed by payment ability of the issuer (most often an insurer or healthcare payer). And its variable value comes from an optional proof-of-service computation that calculates things like performance based/value based component of care. So the emission, calculation and circulation of the coin within the network of the issuer makes it a reliable payment mechanism for doctors, pharmacies, labs etc. without the risk of volatility
Insurance companies as payers are required to hold and manage reserves and it is a highly regulated. So there is little counter party risk in our primary use case. Large employers who sponsor healthcare for employees are also in similar boat. Same is true for IDN/Hospitals. Introducing a tokenized payment system does not increase or decrease the counter party risk in our use cases
That means as long as no insurance company goes broke the value of tokens they issue should be fine. However, a breakdown of an insurance company could be quite catastrophic but only for customers of that insurance company? Or could there be any domino effect for the whole network?