I feel your angle. Time is actually what you are struggling with and it is well understood, some of the users have same issue too. The best you can do is to still leave your bitcoin inside the wallet, you sell when it is high and buy again when it is low. With this, you won't be bordering with always checking on your investment. You can also trade forex on a long time like a month if you like.
But, if you want to give your money to loan service, be sure it is registered.
When you don't have soo much time to engage yourself into other things then you should let your bitcoin kept for long term rather than on minding or stressing yourself out on how to make it big or grow because if you hurry too much this will eventually result into wrong decisions which will really be the main reason or cause on losing out money.Dont risk if you aren't sure on what you are doing and also its your money where you do have the full control on which you will put those funds.