I think it's wrong to choose any deal.
Hodl's own BTC, do nothing, keep waiting!
Any deal looks wrong because the market has been falling!
Only stupidity people will do what you said because they actually don't know what to do which the present situation. I think the best solution for the market right now is immediately cashing out all your coins and hold the fiats.
Wait till there is a good signal on the market then come back huge, it's better then watching all your coins dying slowly.
I am also all in fiat now. My decision was based on the fact that I want to minimize risks. Most analysts claim that this is a bear market. Also if you look at tradingView page for BTC, most signals are sell, So, What is the point to hold if it goes lower and lower to 6K than to 4K -> 3K -> 1K ? You cannot predict anything with bitcoin, but I decided to wait for bull market, then try to catch when it starts rising because of the bull market overall. I am not against holding for a few years, but psychologically it is hard to see how it is falling.