Well, I'm still in my 30s, and I have a family to support.
I guess I'm not smart or talented enough to get paid for doing something I love, so I continue slaving away.

Also, I didn't hold onto my early coins (2011-2012) long enough.
If you can't get paid to do something you love, get paid to do nothing. Go work for the government

Worked for me. I seriously stayed on an extra 6 months because getting paid a six figure salary to go screw around on the Internet 3-4 hours a day was so easy that I wondered why I should retire. I made a game of seeing how good I could get at disappearing from a room without anyone noticing when people were talking about work. But when the bitcoin price went up and my holdings went up by a year's salary in one day it really didn't make sense to continue.