WOWW!!! This is really a nice and brilliant idea as all crypto enthusiast dream on. I agreed.

But I don't see how it will be implemented in next few years as most country do not open easy way for cryptocurrency development, not to mention it;s a bank.
I think this project will end up as common exchange platform and nothing more. Also, I saw that you do not have experienced banker in your team.
That's what I see in your project. Just my 2 cent.