The crypto bank idea will be a nice one because cryptocurrency and fiat are actually not in the same physical category even crypto is money. So having a separate bank for it will give it a recognition too.
Crypterium's goal is to provide a complete vertically integrated service that encompasses the best ideas from the entire community of the world's best blockchain enthusiasts.
I also heard of this cypherium. Any further information like bounty campaign going on yet? Is going to have a great impact on cryptocurrency.