Idk how I feel about it anymore.

My main problem, and I bet others are having it too, is that ALL of my transactions are ending up in the low priority queue and take hours to even show up as 0/unconfirmed, even though all my transactions are charging me fees (that didn't happen a month ago at all) and most of them are transferring over 1.0BTC. I look at the current queue of all transactions at http://bitcoincharts.com/bitcoin/ and see many normal priority with no transaction fee's, or some lower than the one I paid.

How is bitcoin going to be able to compete with credit cards, when credit cards are able to let me charge small amounts without making me wait for hours?

So at this time, probably 3/10, since using a credit card is still the easier and quicker option.