Hi Dalazar, despite of all the reasons above the large 100B Max supply is to ensure Xinfin will be around long after we are all gone Or at least very old . The project is designed to stay. Only a small percent of the maximum supply will be released on an annual schedule over the course of decades.

"entities such as masternodes and institutions have to stake their tokens. This simply means that in-spite of having 100 Billion tokens, most will be staked and locked for running masternodes, private subnetworks and various financial applications. " meaning that most tokens will never be in public circulation.