Ripple's got quite a few of the smartest investors around buying into and building it up, and you're still simply dismissing it as a scam? Go try understanding it a little better. XRP doesn't even really deserve to be called a "coin" much less a "scamcoin".
When all those billions of pre-minted XRP that Ripple Labs awarded themselves gets publicly destoryed or properly distributed, I may start to take it seriously.