Getting a job is not possible for everyone, not everyone has family or [friends] to help them and sometimes they will make the bad situations even worse them. If you've ever really needed money and were very desperate, than you probably know that people would let you starve to death rather than give you $5.
It's weird how people won't toss out just a few dollars to help someone in need, yet they'll spend $10000 or more on their pet that has an average life span of under 5 years.
But then again, if you give the person in need money, they'll keep coming back for it. It's a real crap shoot
The scammers also for the money that came out, in my country there are a lot of scams and was caught, I remember there is a virtual currency an investor calling for people to participate in the project of He received twice as much investment return in a month but maintained for more than two months he had run out of capital for investors to flee.
People scam because they want easily money and used people to fraud so they can get easy way to have an income withouth effort.