As far as i know, there are only services which require you to verify ID because of Visa being so strict nowadays. Before wavecrost holdings ltd ban, you could have got an card which was anonymous.
Although depends on which part of finland you live, you could always just use the Bitcoin ATM's to sell Bitcoin for cash.
Thank you for the information, I do not have any BTC ATM's even remotely close to where I live, so they are out of the question. Also I dont want to deal with the hassle of selling BTC for cash. I want a easy elegant way to use my BTC, in the same way I currently whop out my bank's credit card whenever I pay for something.