we do not have to be a slave to the monetary system.. in a village or town, In a rural setting, we can grow our crops organically. and we can live a very happy life..
who would take a step in this?
Definitely millennials should take that step. They should invest in real estate or run a business to gain a financial freedom sadly, the education system did not teach that. Our world general education system teach millennials to be sheep not a creative thinker.
In order to have a decent life, we have to live with DEBT, to study we have to take a student loan and probably many of us wont be able to retire until we are 75.
Some rich people as an example Robert Kiyosaki, use DEBT to get richer. And you do not need to go to school or college to study.