I've made my points.
You are welcome to do whatever you like.
It's your money.
Your OP asked some specific questions. Those questions have been answered. You don't like the answers, that's not my problem.
Good luck.
Sorry, didn't mean to get you flustered or upset. Your responses generally had a snarky tone, so I just went with the flow.
Thanks for all your help though, your answers were very helpful.