I love these 3 projects. They seem to be very complementary in the way they approach mass adoption for finance 3.0
Bitcoin proposition is "be your own bank", allowing you to hold your keys and to remove 3rd parties like bank.
The natural evolution is "be your own financial institution": allowing you to use or create financial products using the blockchain technology.
POLY + GVT + FIC is the holy trinity for blockchain fintech of the future.
I do have a special preference for FIC: the team looks like they know what they are doing here, their platform seems ready.
Everybody in traditional finance I spoked too loved the concept.