I do not trust completly the bitcoin, but I can say that to have the money in bitcoin is preferrable to have then in a classic bank. Someone from South America was saying here on bitcointalk that poeple from his country do not know what credit cards are, what to say about bitcoin
Some countries won't encourage to issue to the credit card to their people because some will use it wisely and some will misuse it. In the same way, they don't how to use Bitcoin and it's concerned technology that's why their government is not encouraging to use the Bitcoin.