Honestly my friend, if you are asking these kinds of questions, you should not be putting money into this. Your pursuit of knowledge is admirable. Imagine you went to purchase a car and had absolutely no idea what an engine, wheels, and steel or aluminum were. That is where you are right now. Take some time and do some research. Get into the market when you are informed and you will be much happier. To make another analogy, It's like playing an instrument. The first time you pick it up you will be laughably terrible, but if you keep at it you will get a little better every day. You need to learn how to play a few songs before you start writing your own.