You shouldn't trust this guy, take a look at the name of this token "LENDING", IMO, I think that it's a scam project and I don't believe in any lending project . If it's a good project why doesn't he lend money from his friend or his family and keep holding this token till it's listed on exchange? You should think that why he wanna sells his token with half price of ICO price ). need money fast money is the a reason he made up to cheat other people.