I think what you have done is to identify an opportunity in every situation that presents itself which is the best thing to do rather than complaining and wishing about how things will get better. However, it does not mean it should be done blindly by the quest to make huge amount of returns. For moneytize promising 40% profit per month, that is way too high and impossible to be sustained on the long-term. I am not saying you pull out, but its a sign that you shouldn't go all in because its seems rosy as at this time.
They are promising "up to" 40% profit per month. All depends on how well their advertising engine performs. They do not pay you interest on a "loan", you get a big part of their income trough leads generated by their affiliate network. I'm still a big supporter of Monetizecoin at this point, but ofcourse in the end everything's a gamble.
Well it's indeed considered as a high risk investment , lucky you if then didn't suffering a huge loss and regrets due how too good to be true the offer also how careless you are.
That kind investment won't give you profit last forever , at some point you would find yourself in trouble. Better stick to a reliable ico project with makes sense target and clear vision even at first impression they didn't offer you much but a real product.
Ofcourse, nothing lasts forever. And yeah, Monetizecoin is definetly a high risk investment, but at this point I have already made back my initial investment x10, and have a campaign running for $1001, which should net me somewhere in the area of 200-400$ per month. And I do believe there's safer investments out there, but in the end every project can fail, no matter how good and hyped it is.