I love the idea of a run on the banks and all of us in crypto being 'right' but I'm not so sure this is coming. They are generally very smart (if a bit, mmmm, self-confident) people and have made crypto hard to own and acquire. As crypto gets bigger in 2018, I would expect grosser attempts at limiting crypto for average people. They are, in a sense, at war - on the other hand if they embrace it wholeheartedly, you know it can't be good for anyone either.

But you lay out a very persuasive argument. I think we'll see banks fail within our lifetime - whether people go to bitcoin or any other crypto is the question. i do think most people are pretty woke to bank shenanigans, but we still have to make a better case for adoption, not to mention more unity as a community.