I think there are different kinds of smarts, and ultimately it comes down to your goals. Someone who is a mathematical genius may not be 'smart' with their money, and could end up broke.
I agree. There are these persons who are just smart in computations but when it comes to budgeting their consumption they failed. It is because a person must not only high in their IQ but they must also have high EQ or emotional quotience. It is how you can handle yourself in every situations. If you have a balance IQ and EQ then you will be both smart and strategic.