I have read in the news that that like bitcoin as virtual currencies are assets and does not have the characteristics or what it takes to be a currency that could meet our modern economic needs. It was said that it does not have the fundamental attributes. What are your thoughts about it?
I think at this point it is just an asset. It is too inconvenient and (sorry to say) terrible security risks. BTC has inherent flaws that cannot be solved without a hard fork and overhaul.
There will be a new generation of cryptos that resolve these issues, and they will be usable currencies.