Yeah, for the short term. While the moral aspect of it says 'steer clear', the functional aspect says 'fastest international transactions at the lowest possible fees'. They targeted their entire marketing towards a B2B audience by only catering to banks and larger financial institutions and THEREFORE I, too, would agree it's a fantastic short-term hold. Hold while it makes all the new contracts with all ze big companies and as soon as you see a new company launching a product that's faster, SELL.