How to not lose your account and money?

Let's begin from Basic RULES.
1.Never....Never use  simple passwords as 123454321, 123456, q1w2e3r4 and so on. Use passwords as 924jnjfanfAAJKJN)(_($.
Why? Because  this password will be decrypted for 2-3 years..
2. Unfortunately, hard passwords 924jnjfanfAAJKJN)(_($ are hacking in a few seconds. How?  Sometimes you entering this information on FAKE sites, you must to check correct link to site to exclude it.