Best way is the invest in the crypto currency like BTC i guaranty it
For me I will save for the half of it for my personal and emergency needs and the other half was plannable to invest crypto currency.
The problem with free money is that we don't consider it in the same level as the money we worked hard for. Since it's free, it's easy for us to spend it in unnecessary expenses. I think we have to realize that money is money regardless of how we got it. Then we'd be able to manage it responsibly.