People get car loans/leases every day. It's a baby business transaction.

Imagine taking out $10,000 BTC car loan in October...
Now you owe $20,000 in BTC, baby... and your car is now worth < $10,000.

That's why Bitcoin is a total non-starter as a currency...
But it's gonna do great as a commodity.

Unless an Alt can manage volatility...
By linking it's value to something like gold or a commodity basket...
Or have a professional futures exchange to hedge volatility...
Crypto coins cannot be used in even SIMPLE real world business transactions.