I have been reading the forums since 2015. I never posted anything on here before. The e-mail address I had registered is my work address.
I registered it in a hurry while troubleshooting my mining rig. I just changed it to personal address since I didn't want any notifications to push on my phone. (everything I know about crypto mining I learned here...just by reading. Never posted ever)

I have never invested in any ICO. I don't hold any ICO tokens. I do own a little bit ETH, LTC, DCR, EXP and ETC.

I don't know the people behind this coin. I didn't know anything about the existence of this coin until a few days ago while on medium
I read a post on medium https://medium.com/@smallcapcrypto/erc20-token-list-2018-top-5-use-your-ether-wisely-334a0e24f108

this coin was listed in the post. the word hawala ( which is an arabic/urdu word) caught my attention

I googled it, liked the idea. Wanted to know more. Googled more ..found mentions on different forums something about the developer being from Texas and the coin being a SCAM. I am from Texas. I got more curious. That's it.

Just yesterday I did some research on google and provided all the information that I found (from public records). I am not defending them. I don't want to be scammed that's why I was researching

I don't have an account on telegram . Never had one. I have a Reddit account with 5-7posts. one might think I am associated with poloniex from those posts. I genuinely tried to help complete strangers on Reddit with some issue.

I read on page 72-74 somewhere about the initial airdrop being 50%  (to me that's a SCAM and fraud red flag)
I also read about unlocked developer accounts (to me that is not right. Another red flag SCAM)
I read about the illegal trading between developer accounts (illegal, fraud high prices, SCAM)
I read about MSB ...

I know for a fact if you apply for or have a Monetary Service License or if was granted/rejected there should be a public record of it in the state of Texas or California or Nevada or Delaware.  To find out i needed names addresses to cross check. All i have been doing is browsed public records.

I don't know if this is legit or a SCAM. I wanted to provide the information i found.  I still don't know anything about the MSB.

So instead of focusing on criticizing my virgin posts. Help me find out if this is a SCAM. if this is legit and real than the potential is huge, but if it is a scam then it's not worth my money and time. Now I will have to signup on telegram to find out about what Stonesy posted?