This
I am quite hesitant when it comes to investing in ICOs, I usually go for alts that are in the top 100 of market cap at least.
Don't you think its a less risky option?
What is your take on this?
This is a fair approach!!! Its a risk - reward thing. There are ICO projects with sincere developers with real word solutions to real world problems and the potential returns far outweighs what one can expect to make with a top 100 Crypto since investors need to be rewarded for taking on the risks in the 1st place!
I think the best is to find a project/s you believe in much alike to conventional stock and then appropriate like 10 - 20% of funds with those. This way you can diversify and generate returns out of projects that may be the next top 100 whilst keeping your funds relatively safe.