They are panic to invest because of the lier and a scammers attacking specially in crypto. And it's too risky to invest for some crypto. But for the best, they just need to learn first how to manipulate their own money before invest.
Anything that involves money is risky, it will be based on us how we can be survived on this risky activity, we know that many got successful already on risking so never doubt, do your part, never disqualified ourselves, keep learning and studying till you manage to do it well.