When you are affecting your personal life or others people life then you should know it is time to stop what you are doing and think about it. If you are just gambling for fun and to relax, gambling can be just a game if it is at your comfortable level expenses but over stretch your savings it becomes a big problem and you should start to do something about it.
It doesn't the scale for a gambler to know that it is the time to stop when others are already affected with your hobby or addiction in playing. On before it happened then you should be mindful with the things that it will happen if you did not stop your playing activity,
I get your point, its hard for gambler to say that, stopping is no longer part of their routine, as they will continue as long as they have money to bet,
people can easily say that controlling can be done immediately if its self proclaim, but reality in most gamblers, is not that easy to quit, if so many
casino are already been closed as gamblers can take away money without getting any greedy, but its not the real situations inside the house, greediness
eats the a gamblers mind and instead of quitting they will enjoy playing up to last centavo of their wallets.
When I know that now more gambling will wash my hands and life will be full of financial problems then I will stop, because I gamble not for making money but for fun for a short time. The problem starts when someone gambles till he loses all his money and the rest of his property. When he stops gambling at this stage the financial hurdles starts from that point.