what would you do if you had so much debt and that your income was not enough to repay your debt installment?
how will you deal with it?
how to solve it?
I have a question for you. Why did you take so much money in debt if you can't give it away? I never take loans at all. If you don't have the money to buy something, where do you get the money to repay that loan plus interest on the loan? Only stupid people can do that. Now you will give all your money to the Bank all your life.
There are reason why people are into debt. Their salaries are not enough to pay all their bills so they resort to borrowing. Another thing is when one member of his family got sick and hospitalize or lose his job. The best thing to avoid debt is do not spend more than what you earn. Discipline yourself.