Does anyone on here think that there is ever going to be Bitcoin Bank, be it something which is centralized or something which isn't really doesn't matter. But I'd think of this as a company, or a union (like one of those credit union banks) where loans would be given out to people with trust, money is held, and so on and so forth.
I know many think that they can escape banks, but they are insanely helpful and trustworthy for many everyday people who we'd want to join into the BTC community.
I think that in the future there will be something like this in the crypto currency, which can be called a bank. If you do not touch on the basic principles of the existence of a crypto currency, then the creation of a bank that will issue loans in the crypto currency or perform other operations that will have similarities with the storage of money on a deposit, but in a crypto currency will be beneficial to all. I am sure that such forms in the business of crypto currency will be created, and in a variety of forms. Already, this forum is discussing the creation of ICO with similar functions of the bank in the crypto currency.