If we keep that in mind, we don't even need banks to go down. If we actually want to force through necessary changes, then we should act on our own and ignore what banks are doing. It's not that anything will change when banks are going down, because one way or another, something else will emerge taking over their role, and it's very likely going to be the government itself, so we might be getting back something way worse than the banks we dislike right now. In other words, we should be careful with what we hope for. Bitcoin is an available option already, so let's use it instead of focusing on the downfall of financial institutions, I think that's a far more effective approach and the best possible step in the right direction.