Does anyone on here think that there is ever going to be Bitcoin Bank, be it something which is centralized or something which isn't really doesn't matter. But I'd think of this as a company, or a union (like one of those credit union banks) where loans would be given out to people with trust, money is held, and so on and so forth.
I know many think that they can escape banks, but they are insanely helpful and trustworthy for many everyday people who we'd want to join into the BTC community.
This is not going to happen anytime, because Bitcoin is decentralized and no one or group can control this crypto currency and its price, and in fact decentralization is one of the most attractive features of Bitcoin, without this feature BTC will be similar to fiat currencies in many ways and its voume of trading and value will go down as a result.