This. Ripple like fiat is a scam. People might fail to comprehend this though (they do with fiat) ...
Why people should care if XRP is "premined" ? Why everything should follow Bitcoin step by step ?
Mining is the way Bitcoin distribute coins, Ripple chose a different distribution scheme. It's not a scam, it's only a difference. Everything that is different than Bitcoin's blueprint is not a scam.
People only care what is the most useful. If Ripple is most useful than Bitcoin people will use it and won't give a fuck about those bullshit premined concerns.