HI, I will go and reply also on redit.

And to continue to answer your points and others concerns/criticisms let me know here and I would be happy to provide clarification.

At the outset I will give some of my credentials in this space so others are aware of where I'm coming from. I am a system admin, well versed in SQL optimization, scaling of large scale products and I have spent the last few years doing PCI compliance for small businesses who needed to comply for merchant accounts. I Know only too well of the hassles and frustrations legitimate small businesses go through to verify their creditability before they are granted almost unlimited access to others accounts. I Understand full well the reasoning behind and the security issues facing merchant banks and visa and MasterCard given the large scale potential for fraud within their system. That said it is an antiquated system developed long before the internet was ever envisaged and as a result the plaster bandage solutions which are implemented (PCI Compliance for one) are generally too great an obstacle for most small enterprises. I see Bitcoin as one of the first real innovations designed with the Internet in mind for online payments and have no hesitation in backing this with investment and development hours. Not least in developing concepts which I believe will enhance the ecosystem and bring a much needed element of trust into a system which currently lacks any sort of disclosure between unknown traders.  My investors page specifically called out not for investment dollars but rather biz dev people who would be able to assist in bringing legitimacy to the venture.