No you are mostly correct. 

I personally dont use the utility of any of these tokens besides BNB. I use the brave browser but only buy BAT to speculate on the price. Tbh the entire space is speculation untill the price can be decoupled from the utility.

MARKET Protocol allows Traders the ability to hedge the price risk associated with owning the token, while maintaining custody of XYZ token and consuming the utility.

https://medium.com/market-protocol/why-derivatives-cb65de0cd528