That is why I said to TF: I am willing to leave my coins in CL (assuming it stays open) to allow you to try to collect loans and so forth to pay me back in full.
Very nice of you.
It has nothing to do with being nice. TF should honor his debts, even if he can't discharge them fully right now. If he can only offer partial refunds right now, every depositor should be given the option of leaving their coins in and being made whole at a later date. That's the option I would choose.