Plagiarism i suppose. You have copy pasted some text from online and attached them to your posts without using quotes what so ever or giving any credit to the original author.
Your reply:
An Initial Coin Offering (ICO) is used by startups to bypass the rigorous and regulated capital-raising process required by venture capitalists or banks.
From
https://www.investopedia.com/terms/i/initial-coin-offering-ico.asp :
An unregulated means by which funds are raised for a new cryptocurrency venture. An Initial Coin Offering (ICO) is used by startups to bypass the rigorous and regulated capital-raising process required by venture capitalists or banks.
Read more: Initial Coin Offering (ICO) Definition | Investopedia
https://www.investopedia.com/terms/i/initial-coin-offering-ico.asp#ixzz5DnivQMh7Follow us: Investopedia on Facebook
You won't be unbanned most likely, as plagiarism most often is an automatic permanent ban without second chance.