now we can't experience the joy of having it but we can soon because of the massive advancement on our technology the fiction now can be a reality tomorrow like what happen in the internet back in the 90's many are against with running it because of its risk and the like but now all of us need the internet to connect to the world when we need information and communication I think this is the next phase of it the digitalization of payments whereas we can enjoy a peer to peer transaction even the other party we want to pay is in the other side of the world payment is faster than cards now good as paying cash and you can do it anytime without limits.