Banks have nothing to do with the xrp scam and create there own blockchain Corda with over 200 banks supporting it with the likes of: Bank of America, Merrill Lynch, CITI, Credit Suisse, DBS, HSBC, J,P,Morgan, MUFG, OCBC, Standard Chartered, UOB, SGX, Monetary Authority of Singapore (MAS)
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R3 and Ripple Inc in court over the sale of Billions of xrp for the real price of $0.0085 per xrp which the banks then sell to average joe for massive increase
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It has a massive inflation problem down the road (over 19% of bitcoin already on the market)
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It has a massive distribution problem with three quarters in the hand or half a dozen entities, even worse than current system
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Currently the most expensive coin on the market, plain stupid to think the junk its more valuable than bitcoin ethereum or anything else (massive overvalued)