Don't even consider Ripple a crypto coin! I hope that you are aware of the fact that how centralized this coin is.And during december how it was riding the FOMO and ripped of many small investors.It became a PUMP/DUMP coin of big players.
Don't even consider moving your money into ripple.People simply hate this coin! It can't even cross 5$
Invest in something better, like IOST! Which has a proven potential. Ripple?Never! And thinking that it would reach 100$ , is plain stupid!